Stephanie Frances Augustin

Malaysia

Last active 1 day ago

  • Work samples
    97
  • Completed briefs
    106
  • Acceptable rate for a 500-word story
    US$100 - US$300
About
Stephanie has 10 years of business writing, with one foot in journalism and the other in public relations.
Languages
English Malay
Expertise
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www.alliancebank.com.my Blog post

4 Reasons To Start Your Banking Journey Digitally As A Business Owner

Nowadays, as business owners, when we want to transfer money, check our account balance, or review our transaction history, we only need to open our bank’s application on our smartphone and everything can be done with just a few clicks. The convenience of having a full range of banking services at our fingertips has now become the norm, with a lot of people seemingly forgetting how things were like before the emergence of online banking.

Stephanie Frances Augustin

Available for work

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www.alliancebank.com.my Blog post

How To Open A Business Current Account

If you do not separate your business and personal assets, tax time will be a headache, even if you hire a professional tax accountant. Down the road, if the Inland Revenue Board (LHDN) comes to audit your tax returns, it will be incredibly cumbersome sorting out your assets – especially since by law, you are required to keep your accounts and tax records for up to seven years.

Stephanie Frances Augustin

Available for work

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www.alliancebank.com.my Blog post

Choosing The Right Business Entity For Your New Company In Malaysia

Starting a new business is easy enough, and with many Malaysians dabbling in side-income online shops or taking on gig work during the e-commerce boom, entrepreneurship is booming in Malaysia. However, if you are serious about taking your business further, it is important to register a new business entity. In fact, in Malaysia, it is a legal requirement for a business entity to be registered with the Companies Commission of Malaysia (SSM) no later than 30 days from the date of commencement of business.

Stephanie Frances Augustin

Available for work

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www.alliancebank.com.my Blog post

Plan Your Way To A Successful Business

While business plans are certainly a useful summary for external parties, you should have a business plan from the very start of your business. That way you can plan the growth journey of your business and anticipate ahead of time when you need to expand to new markets, explore strategic partnerships, or apply for funding.

Stephanie Frances Augustin

Available for work

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www.alliancebank.com.my Blog post

Five Tips to Improve Your Chances of Getting That Business Loan Approved

Your business needs to expand to fulfil its growth ambitions for the year. You've checked out alternative funding options such as credit cards or peer-to-peer (P2P) financing, but the interest rates are simply too high to justify using those methods. So you decide to apply for a business loan, but other SME owners tell you it will take too long to process, and in the end, there's a high likelihood the bank turns you down.

Stephanie Frances Augustin

Available for work

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www.alliancebank.com.my Blog post

Tips to Choosing a Great Business Partner

Limited Liability Partnerships (LLPs) are relatively new to Malaysia, having only been introduced under the Limited Liability Partnership Act 2012. It combines the characteristics of a private company and a conventional partnership, and effectively straddles the area between sole proprietorships and private limited (or ‘Sendirian Berhad’ or ‘Sdn Bhd’) entities. Per its name, it limits the liability to the partners in the case the business faces bankruptcy or is sued, unlike sole proprietorships and conventional partnerships.

Stephanie Frances Augustin

Available for work

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www.alliancebank.com.my Blog post

Need Cash Flow For Your Business? Know Your Options And Choose Wisely

As an SME owner, you may be focused on keeping your business in the black and maintaining profits at the end of each fiscal year. While high profits make great headlines, profit figures can be manipulated with non-cash items such as depreciation and amortisation to offset large capital expenditures, such as company cars, warehouses, and machinery.

Stephanie Frances Augustin

Available for work

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www.investkl.gov.my Blog post

Greater KL: A launchpad to Southeast Asia’s trillion-dollar fintech market

Malaysia has implemented sandboxes for targeted services such as equity crowdfunding and peer-to-peer lending and, most recently, issuing digital banking licences to multiple foreign consortiums. Fintechs have responded positively, setting up regional hubs in Greater KL, either on their own or in partnership with local financial/ fintech partners.

Stephanie Frances Augustin

Available for work